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Is wheel or tire theft covered under my TD Insurance auto policy?
Such a theft could be covered if:
- The wheels or tires were stolen directly off the vehicle
- The same vehicle has Specified Perils, Comprehensive, or All Perils coverage
Coverage is also subject to your auto policy’s limits and/or exclusions.
Spare automobile parts such as rims or tires not attached to your vehicle would typically be covered under a home, condo, or tenant policy. Depending on the type of loss, you may be covered subject to your home policy’s limits and/or exclusions.
Bear in mind that your deductible may apply to covered losses, so we recommend you consult your policy for more information
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.