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How will submitting a home insurance claim affect my rates with TD Insurance?
Most types of home claims will affect your home insurance premium provided there is a claims pay out made. If you call us to report your claim but decide to withdraw it at a later date, and no expenses have been incurred by TD Insurance, your rates will not be impacted as a result of the reported claim specifically.
If an emergency services contractor was dispatched to help mitigate further loss or damage to help secure the property, these would be considered applicable claims payments, and would qualify as a claim that could affect your rates.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.