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How does my deductible affect my auto rates with TD Insurance rate?
In general, the lower your deductible, the higher your premium. The higher you set your deductible, the lower your premium will tend to be.
If you'd like to discuss changes to, or review your auto policy deductible(s), one of our Advisors would be happy to assist you through secure chat once you login to MyInsurance.
The TD Insurance Decreasing DeductibleTM
With the TD Insurance Decreasing DeductibleTM feature, you’ll see your deductible drop by 10% every year you are claim-free. Your deductible decrease continues to apply every year all the way down to $0! All you need to do is keep driving safely.
- Applies to Collision or All Perils coverage with deductibles of $500 or lower.
- After you make a claim during a policy term, your deductible will return to its original amount at your next renewal. For the purpose of this feature, these events won’t be considered a claim: glass breakage of $200 or less, not at-fault collision, or hit and run.
- Even if you change vehicles, your lowered deductible will apply if replaced within 30 days.
Online and Mobile options with TD Insurance
Manage your insurance online with TD MyInsurance. With numerous self-serve features, you can view your home and auto policy details, download proof of car insurance (also known as your 'pink card'), manage your payment or contact information and much more.
Get fast, easy and secure access today.
- Login to or register for TD MyInsurance.
- Download the TD Insurance mobile app
- Learn more about MyInsurance.
Looking for a quote? Visit our quote page to get one in minutes.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.