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Can I start to repair my home following a claim before TD Insurance has assessed the damage?
If your home is damaged in an accident, such as a falling tree or a wind storm, you should fix anything that requires immediate repair to make the dwelling liveable. You may also make temporary repairs to mitigate any further losses, as long as it is safe for you to do so. This includes, for example, fixing or securing a door, window, turning off the water shut off tap, etc. It is recommended that you take photos of the damage area before completing any repairs as this will support documentation of your claim. And be sure to keep any receipts so that you can submit them for consideration with your claim.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.