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Does my home insurance policy cover an ‘Act of God’ with TD Insurance?

An "Act of God" usually refers to an event caused solely by the effect of nature or natural causes, without any human intervention. Insurance policies do not specifically insure against "acts of God". Instead, most insurance policies provide coverage against specific perils, including some natural events such as wildfire, lightning, windstorm and hail.

Most policies contain exclusions for natural events. Please refer to your policy, as some limits and exclusions may apply. If you have general inquiries about specific types of events or losses, our Advisors would be happy to discuss with you over chat. Visit our claims homepage to chat with someone today.

Online and Mobile options with TD Insurance

Manage your insurance online with TD MyInsurance. With numerous self-serve features, you can view your home and auto policy details, download proof of car insurance (also known as your ‘pink card’), manage your payment or contact information and much more.

Get fast, easy and secure access today.

Looking to get a quote? Visit our quote page and get one in minutes.

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