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Will my premiums be impacted if I start an auto claim with TD Insurance?
Your premiums may be impacted depending on the type of loss and corresponding determination of fault, if any parties are found to be liable. Moreover, your insurability at renewal may be impacted if you have filed a number of claims within a predetermined timeframe which varies by region.
Since claims history isn't the only factor that determines your insurance premiums, we are unable to provide an estimate as to how much of an increase (if any) that may be incurred as a result of a single or multiple claims during your current policy term upon renewal. If you carry Accident Forgiveness and are found to be fully or partially at-fault as a result of a collision claim, the first at-fault accident for which the coverage is used will not directly impact your premiums upon renewal.
To learn more, visit our 'How Accidents Affect your Insurance Premium' article.
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Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.