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Do I have to file a claim for my car with TD Insurance?
You are legally obligated to report all losses to your insurance company, especially when you have damaged someone else's property, vehicle or caused injuries.
If the accident occurred in Nova Scotia or Ontario, minor accident legislation may be applicable, meaning you may be able to settle outside of insurance.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.