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What is Accident Forgiveness?
As part of your TD Insurance auto policy you may be eligible for Accident Forgiveness coverage.
How it works
If you've been accident free (no at-fault or partially-at-fault accidents) for the past 6 years and have Accident Forgiveness coverage, we'll "forgive" your first at-fault or partially-at-fault accident. This means that when your policy renews, your premium won't be impacted as a result of the accident.
Am I eligible for Accident Forgiveness?
You are eligible for Accident Forgiveness if the drivers meet these criteria.
- Principal driver
For the past 6 years the principal driver has been licensed and has not had any at-fault or partially-at-fault accidents for the vehicle on which the coverage is being requested.
- Additional driver(s)
For the past 6 years, or since being licensed if less than 6 years, an additional licensed driver has not had any at-fault or partially-at-fault accidents for the vehicle on which coverage is being requested.
Adding Accident Forgiveness to your Policy
If you are registered for TD MyInsurance you can login and add Accident Forgiveness to your policy if you're eligible.
Online and Mobile options with TD Insurance
Manage your insurance online with TD MyInsurance. With numerous self-serve features, you can view your home and auto policy details, download proof of car insurance (also known as your 'pink card'), manage your payment or contact information and much more.
Get fast, easy and secure access today.
- Login to or register for TD MyInsurance.
- Download the TD Insurance mobile app
- Learn more about MyInsurance.
Looking to get a quote? Visit our quote page and get one in minutes.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.