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What factors do TD Insurance consider for my driving record?
The following items may have an impact on your auto insurance premiums and/or eligibility for an auto insurance policy or certain coverages with TD Insurance:
- Years licensed (continuous)
- Number of minor traffic convictions, such as speeding tickets, in the past 3 years.
- Any major or serious convictions related to the operation of a motor vehicle, in the past 3 years
- The number of claims or accidents you've had (timeframe varies by region)
- Prior cancellations for non-payment or misrepresentation, or convictions of fraud or attempted fraud in connection with insurance.
- License suspensions (timeframe varies by region)
If you have questions about your driving record or potential impacts of any of the above factors, our Advisors would be happy to assist you through secure chat once logged in to TD MyInsurance.
Online and Mobile options with TD Insurance
Manage your insurance online with TD MyInsurance. With numerous self-serve features, you can view your home and auto policy details, download proof of car insurance (also known as your 'pink card'), manage your payment or contact information and much more.
Get fast, easy and secure access today.
- Login to or register for TD MyInsurance.
- Download the TD Insurance mobile app
- Learn more about MyInsurance.
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Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.