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How will submitting a home insurance claim affect my rates with TD Insurance?

Most types of home claims will affect your home insurance premium provided there is a claims pay out made. If you call us to report your claim but decide to withdraw it at a later date, and no expenses have been incurred by TD Insurance, your rates will not be impacted as a result of the reported claim specifically.

If an emergency services contractor was dispatched to help mitigate further loss or damage to help secure the property, these would be considered applicable claims payments, and would qualify as a claim that could affect your rates.  

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