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If I cancel my TD Insurance policy on renewal, will you refund my last month's payment?
We will refund any outstanding money owing to you when you cancel your policy. Your payments are typically made one month in advance, so if we have taken a payment or payments specific to your policy's renewal and you are cancelling the policy upon renewal, you would be refunded the amount paid towards the renewal term, including any monthly installment fees. When you cancel during your active policy term, any refund owing may be subject to short-rate fees as outlined in your policy documents.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.