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How does liability coverage work on my home insurance policy with TD Insurance?
Liability insurance protects you against having to pay for damages or injuries as a result of actions for which you are found to be legally responsible, subject to your policy limits and conditions.
As an example, if someone injures themselves on your property due to a trip, slip or fall and decides to take legal action due to their injuries, the liability coverage on your home insurance policy would respond if you were found to be responsible.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.