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What causes my home policy rates with TD Insurance rate to increase?
Home insurance premiums tend to increase due to a number of factors, including but not limited to:
- Aging of your home, including your roof. Older properties tend to be more susceptible to damage
- Inflation associated with increased reconstruction cost assessments of your home each year
Your rates may also go up due to industry and environmental trends, like the frequency of claims and their cost. Catastrophes claims (large scale weather events) for example have a significant impact on home insurance rates.
If you're an existing customer and have questions about your home insurance policy premiums, our Advisors would be happy to assist you through secure chat once logged in to MyInsurance. You can also visit our 'How Home Insurance Premiums are Calculated' page to learn more.
Online and Mobile options with TD Insurance
Manage your insurance online with TD MyInsurance. With numerous self-serve features, you can view your home and auto policy details, download proof of car insurance (also known as your 'pink card'), manage your payment or contact information and much more.
Get fast, easy and secure access today.
- Login to or register for TD MyInsurance.
- Download the TD Insurance mobile app.
- Learn more about MyInsurance.
Looking for a quote? Visit our quote page to get one in minutes.
Please note that the answers to the questions are for information purposes only and do not constitute a legal opinion on the various types of coverage discussed. Individual circumstances may affect your coverage. In case of discrepancy between the answers contained herein and your policy, the policy prevails.