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What are the different types of car insurance?

Overall, auto insurance coverage can be broken down into two categories, mandatory and optional. Mandatory insurance is the minimum amount of coverage that every vehicle owner must have, which can vary from province to province. Some examples of mandatory coverages include: Liability, Direct Compensation, Accident Benefits and Uninsured Automobile Coverage.

Optional coverages are generally very similar from province to province and include coverage such as: All Perils, Collision, Comprehensive and Specified Perils.

In addition, coverage can be further customized through the use of endorsements, which add, remove or limit coverage in certain situations. Endorsements offered are usually similar from province to province.

Learn about car insurance.

 

 

 

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